Creator Store Terms
Last updated: May 24, 2026
1. Overview
These Creator Store Terms ("Store Terms") govern your use of the Creator Store feature within iBuildInfluence ("the Platform"), operated by Darkside Innovations Ltd. By enabling, configuring, or selling through a Creator Store, you agree to these Store Terms in addition to our general Terms of Service.
The Creator Store feature allows you to sell digital products, courses, downloads, and services directly to your audience. All payments are processed by Stripe. By using the Creator Store, you also agree to be bound by the Stripe Services Agreement.
2. Eligibility
To use the Creator Store you must:
- Be at least 18 years of age or the age of majority in your jurisdiction
- Hold a valid iBuildInfluence account in good standing
- Complete all required identity and business verification steps, including those required by Stripe
- Be located in a jurisdiction where Stripe's payment services are available
- Ensure that your products and services comply with the laws of the countries where you offer them
3. What You Can Sell
The Creator Store is designed for creators selling their own original digital products and services. Permitted products include but are not limited to:
- Digital downloads (e-books, PDFs, templates, presets, audio files)
- Online courses and educational content
- Coaching and consulting services
- Software, apps, and digital tools you have created
- Memberships and subscription-based content access
- Physical goods that are legal in the jurisdictions of both seller and buyer
You must own or have the rights to sell everything listed in your store. Reselling third-party products without proper authorisation is not permitted.
4. Prohibited Products and Businesses
Because payments are processed through Stripe, you are bound by Stripe's Prohibited and Restricted Businesses policy (last updated 13 May 2026). We summarise the key prohibited categories below, but the Stripe policy is the authoritative and complete reference.
You must not use the Creator Store to sell or promote any of the following:
4.1 Illegal Products and Services
- Illegal drugs or substances designed to mimic illegal drugs
- Drug paraphernalia or equipment for manufacturing controlled substances
- Fake identification or reference-providing services
- Telecommunications manipulation equipment (e.g. signal jammers)
- Products or services that promote, encourage, or celebrate unlawful violence toward persons or groups
- Anything else that violates law in any jurisdiction where you operate or sell
4.2 Adult Content and Services
- Pornography or mature sexual content, including AI-generated sexual material
- Escort or adult companionship services
- Adult live-chat or pay-per-view sexual services
- Strip clubs, topless bars, and related venue services
4.3 Gambling and Games of Chance
- Online casinos, lotteries, sweepstakes, or contests with monetary prizes
- Sports forecasting or odds-making services with monetary prizes
- Fantasy sports leagues with monetary prizes
- Bidding-fee or penny auctions
4.4 Financial Products and Services
- Debt settlement, debt negotiation, or debt consolidation services
- Credit repair or credit monitoring services
- Peer-to-peer money transmission
- Money orders, travellers' cheques, or cheque cashing
- Cryptocurrency mining, staking, or initial coin offerings (ICOs)
- Secondary NFT sales
4.5 Intellectual Property Infringement
- Music, films, software, or licensed materials sold without proper authorisation
- Counterfeit goods or unauthorised brand-name products
- Products that infringe on trademarks, patents, copyrights, or trade secrets
- Illegally imported or exported products
4.6 Deceptive, Unfair, or Abusive Practices
- Pyramid schemes or multi-level marketing with recruitment-based commission structures
- "Get rich quick" schemes or unrealistic income claims
- Products or services using fake testimonials, deceptive claims, or high-pressure upselling
- Negative-option billing, hidden pricing, or misleading free-trial offers
- Sales of online traffic, fake engagement, or social media followers
- Document falsification services
- Any other business practices deemed unfair, deceptive, or predatory toward consumers
4.7 Weapons and Dangerous Materials
- Illegal weapons or weapon accessories
- Improperly marked firearm replicas or toys
- Toxic, flammable, combustible, or radioactive materials
- Pesticides requiring licensed professional application
4.8 Cannabis and Controlled Substances
- Cannabis or CBD products (except where explicitly permitted under applicable law and with prior written consent from iBuildInfluence)
- Cultivation equipment marketed for growing marijuana
- Courses or guides specifically instructing how to cultivate controlled substances
4.9 Other Prohibited Categories
- Timeshare services
- Government services offered without authorisation or with misleading claims
- Identity theft protection services (monitoring and recovery)
- Predatory mortgage or investment consulting
- Pseudo-pharmaceuticals or nutraceuticals that make harmful or unsubstantiated claims
Note: The above list is a summary for reference. The definitive and complete list of prohibited businesses is maintained by Stripe at stripe.com/legal/restricted-businesses. Stripe updates this list periodically. Your continued use of the Creator Store constitutes acceptance of the current Stripe policy at all times.
5. Your Responsibilities as a Seller
5.1 Accurate Listings
You are solely responsible for the accuracy, legality, and completeness of your product listings, descriptions, pricing, and any claims made about your products. Misleading descriptions or false advertising are strictly prohibited.
5.2 Fulfilment
You must fulfil all orders promptly and as described. For digital products, delivery must occur within a reasonable timeframe after purchase. You are responsible for any customer support related to your products.
5.3 Taxes
You are solely responsible for determining, collecting, reporting, and remitting any applicable taxes on your sales, including VAT, GST, sales tax, or equivalent, in all relevant jurisdictions. iBuildInfluence does not act as a tax agent on your behalf.
5.4 Refunds and Disputes
You must maintain a clear and honest refund policy visible to your customers. You are responsible for resolving customer disputes. Excessive chargebacks or disputes may result in suspension of your Creator Store.
5.5 Legal Compliance
You are responsible for ensuring your store, products, and sales practices comply with all applicable laws including consumer protection law, distance selling regulations, digital content laws, and any sector-specific regulations in your jurisdiction and the jurisdictions of your customers.
6. Fees and Payouts
6.1 Platform Fee
iBuildInfluence charges a platform fee on each sale made through the Creator Store. Current fee rates are displayed in your store payment settings and may be updated with 30 days' notice.
6.2 Payment Processing
Payment processing fees are charged separately by Stripe according to their current pricing. iBuildInfluence has no control over Stripe's fee structure.
6.3 Payout Schedule
Payouts are processed according to Stripe's standard payout schedule for your country. iBuildInfluence does not hold your funds; all proceeds (minus applicable fees) flow directly through Stripe to your connected bank account.
7. Monitoring and Enforcement
iBuildInfluence reserves the right to review any Creator Store, product listing, or transaction for compliance with these Store Terms and the Stripe Prohibited Businesses policy. We may, at our sole discretion:
- Remove or delist any product that violates these Store Terms
- Temporarily or permanently suspend a Creator Store
- Withhold payouts pending investigation of suspected policy violations
- Report suspected illegal activity to relevant authorities
- Terminate your iBuildInfluence account entirely
Where possible, we will notify you of an enforcement action and provide an opportunity to remediate. However, we reserve the right to act without notice where we determine there is an imminent risk of harm to customers, third parties, or the integrity of the Platform.
8. Ownership and Intellectual Property
You retain full ownership of the products and content you sell through your Creator Store. By listing a product, you grant iBuildInfluence a limited, non-exclusive licence to display, promote, and facilitate the sale of that product within the Platform.
You represent and warrant that you own or have all necessary rights to sell each product listed in your store and that doing so does not infringe any third-party intellectual property rights.
9. Disclaimers and Limitation of Liability
iBuildInfluence provides the Creator Store as a technical platform only. We are not a party to any transaction between a seller and a buyer, and we make no warranties regarding the quality, safety, legality, or fitness for purpose of any product listed by a creator.
To the maximum extent permitted by law, iBuildInfluence's total liability to you in connection with the Creator Store shall not exceed the platform fees paid by you in the three (3) months preceding the claim.
You agree to indemnify, defend, and hold harmless iBuildInfluence, its directors, officers, employees, and agents from and against any claims, damages, penalties, fines, or expenses (including legal fees) arising from your use of the Creator Store, your product listings, your sales, or your breach of these Store Terms.
10. Changes to These Terms
We may update these Store Terms from time to time to reflect changes in law, Stripe's policies, or our business practices. We will notify you of material changes by email or in-app notification at least 14 days before they take effect. Your continued use of the Creator Store after the effective date of any changes constitutes acceptance of the revised Store Terms.
11. Governing Law
These Store Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
12. Contact Us
If you have questions about these Store Terms or wish to report a potential policy violation, please contact us:
Darkside Innovations Ltd.
128 City Road
London, EC1V 2NX
United Kingdom
Email: hi@ibuildinfluence.com